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5+ Ways What Is Negative Statement Balance Credit Card. You could have a negative balance. You won’t be responsible for paying these.
In other words, your credit card company owes you money instead of the other way around. Conversely, if you have a positive balance, you owe the issuer money. For most people, this is an instance where a “negative” is actually a “positive” for your wallet.
Request A Check Or Deposit.
But there’s a third possibility: 3.2 request to refund the excess amount. A negative balance on your credit card means that your card issuer owes you money.
It’s Easy To Think Of A Negative Balance As A Bad Thing.
You can always request a credit card negative balance refund. At times there are refunds made to your credit card account for reasons like return of a product. 3.1 seek expert advice from your card issuer.
An Important Credit Card Term To Know, A Negative Credit Card Balance Is When Your Balance On Your Credit Card Statement Is Below Zero.
A negative credit card balance means you have overpaid on your credit card in some way. It will be noted with a minus sign in front of the number listed for your current balance. The amount paid in was in excess of.
So, How Does This Happen?
While this may seem like a bad thing, it’s actually quite the opposite. You could also see one if you got a refund for a. Conversely, if you have a positive balance, you owe the issuer money.
There Are Several Reasons Why A Negative Credit Card Balance Can Occur.
A negative balance on your credit card means that the credit card issuer owes you money. 2.3 3) charge reversal of fraudulence: Though it often makes more sense for larger.