8+ Incredible Tips What Happens When A Credit Card Company Sues You. In short, yes, they can technically sue you. They can write off the debt without ever filing a lawsuit, most likely because the amount owed is under $8,000 and not worth charging additional attorney fees.
Once that happens, the consequences set in. What to do when you get sued for credit card debt. If you fall behind on your credit card payments, your credit card company has a few options.