12+ The Best Ways Should I Close A Credit Card
12+ The Best Ways Should I Close A Credit Card. If you then close one of your cards that has a $3,000 limit, your total available credit will drop to $7,000. Include your name, address, and credit card number (or at least the last four digits of the card number).

Closing a credit card account — whether it’s unused or active — can hurt your credit score primarily because it reduces the amount of available credit you have. Cards like the marriott bonvoy brilliant™ american express® card are expensive (with a $450 annual fee; My advice is to (properly) close all your unwanted credit cards.