12+ The Best Ways Do Payday Loans Require A Credit Check. An active bank, credit union, or prepaid card account. List of payday lenders to get instant cash advance online.
Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan. Generally, payday lenders require you to have: Most payday lenders don’t initially report the loan to national credit bureaus, which means that, provided you pay it off in the agreed term, it’ll have no impact on your profile.