15+ Unique Ways What Is A Good Average Length Of Credit History. Closing an account does not remove it from continued scoring as either your oldest account or in your average age of accounts calculation. Your fico ® score then drops whatever numbers are after the decimal point, leaving you with an averagecredit score of 4.
As a result, closing the account could lower your average age of all accounts, and may hurt your vantagescore credit scores. The credtior can choose to delete at any time. You should still keep your credit age in mind when thinking about.