5+ Ways What Factor Has The Biggest Impact On A Credit Score
5+ Ways What Factor Has The Biggest Impact On A Credit Score. Vantagescore counts it as 32 percent. Your payment history makes up the biggest part of your credit score.

Your individual portfolio of long term loans, store credit, mortgages and so on does affect your overall credit score, but at just 10% weighting, the impact is negligible. Your payment history is the number one factor in determining your credit score. 6 6.what affects your credit score | moneysupermarket;