8+ Easy How To Remove Multiple Late Payments From Credit Report. If the creditor can’t prove you paid late, then the late payment will automatically drop off your report. In general, late payments are reported 30 days after the due date of the payment passed.
Forgiven by your loan officer, but still tainting your credit report. Let them know it was a mistake, and give them the proof to show you are being honest. Once a credit bureau concludes its investigation, it may verify, update or delete the item in question.