15+ Unique Ways Is 699 A Good Credit Score

A Misstep Could Easily Send Your Score Into The “Fair” Range.

A 699 credit score is generally considered to be good. this means that it should be relatively easy to get a mortgage, auto loan, or personal loan with a 699 credit score. As a result, your financing options are going to be somewhat limited. With a 690 score, you will likely have a higher interest rate than borrowers in.

A 699 Fico® Score Is Considered “Good”.

In fico and vantagescore, the main scoring models used by us credit bureaus, 699 is classed as a “good” credit score. A 699 fico ® score is good, but by raising your score into the very good range, you could qualify for lower interest rates and better borrowing terms. A credit score of 699 is considered good, but it's not the best.

And If Your Credit Score Falls In The 580 To 669 Range, Congratulations!

670 to 739 are considered good; A good credit score is 670 to 739 on the fico ® score range, while a credit score of 661 to 780 is good on the vantagescore ® range. Lenders usually prefer to do business with borrowers who have a good credit score because it is less risky for them.

A Score Above 800 Is Considered Exceptional.

With a score of 669, your focus should be on building your credit history and raising your credit scores before applying for any loans. A 669 fico score is a good starting point for building a better credit score. The lowest rates typically go to borrowers who have a credit score of 740 or higher.

Nowhere Is The Line Between “Good” And “Bad” More Blurry Than A Fair Credit Score.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; Your score falls within the range of scores, from 670 to 739, which are considered good. Knowing your credit score is important so you can understand what lenders are looking for when they decide whether to approve you for a loan or not.