13+ Easy Tips Can You Get A Credit Card At 15

You’ll Need A Parent Or Legal.

Some parents rule with an iron fist. The only way to get a credit card when you’re under 18 years old is to become an authorized user on an adult’s credit card account. This means you can get your kid a credit card as soon as you think they are ready.

Some Credit Card Companies Will Allow Authorized Users As Young As 13 Years Old.

If your parents are the kind who don’t trust you no matter how much you prove yourself, well, i get it. If your parents are footing the bill anyway, you may best benefit from becoming an authorized user on one of their cards instead of opening an account in your own name. However, some card providers have minimum age requirements, usually 13 to 16.

Just Because A Teen Can’t Get Their Own Unsecured Credit Card Under 18 Doesn’t Mean They Don’t Have Options.

If you can't show a source of income, such. Your only real path to a credit card at this age is to become an authorized user on someone else’s credit card account. You'll pay a higher interest rate.

4 Best Credit Cards For Teens Of 2022:

Long story short, you can still get a credit card if you’re 18, but the requirements are much more stringent than they were in years past. You must be 18 or older to open your own credit card account; As a cosigner, your credit will feel any negative impacts if your teen adopts poor credit behaviors, including late payments and high balances.

Credit Card Age Requirements While The Minimum Age To Get A Credit Card Is 18 Years Old, The Credit Card Act Of 2009 Requires That Credit Card Applicants Under 21 Provide Proof That They Have.

But you can become an authorized user (more on that below). Credit card providers generally allow you to pay for a money order with a credit card, but they typically treat the transaction as a cash advance rather than a regular purchase. However, you can get a head start even before you reach the minimum age for a credit card.